PATHFINDER BANCORP, INC.
Income Statement
| Line Item | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 |
|---|---|---|---|---|---|
| Revenue | $27.2M | $24.5M | $22.9M | $20.8M | $19.0M |
| Cost of Revenue | — | — | — | — | — |
| Gross Profit | — | — | — | — | — |
| Gross Margin | — | — | — | — | — |
| Operating Expenses | |||||
| Research & Development | — | — | — | — | — |
| SG&A Expense | $353.0K | $329.0K | $268.0K | $249.0K | $219.0K |
| Operating Income | $10.6M | $8.2M | $6.7M | $6.6M | $6.5M |
| Operating Margin | 39.1% | 33.6% | 29.0% | 31.5% | 34.2% |
| Interest Expense | $6.3M | $3.8M | $2.7M | $2.6M | $3.3M |
| Pretax Income | $4.3M | $4.4M | $4.0M | $4.0M | $3.3M |
| Income Tax Expense | $922.0K | $1.1M | $1.1M | $1.2M | $847.0K |
| Net Income | $3.5M | $3.3M | $2.9M | $2.8M | $2.4M |
| Net Margin | 12.8% | 13.4% | 12.6% | 13.4% | 12.6% |
| EPS (Basic) | $0.86 | $0.79 | $0.67 | $0.64 | $0.58 |
| EPS (Diluted) | $0.83 | $0.78 | $0.66 | $0.63 | $0.58 |
| Shares Outstanding (Basic) | 4.1M | 4.1M | 4.1M | 4.2M | 4.1M |
| Shares Outstanding (Diluted) | 4.2M | 4.2M | 4.2M | 4.2M | 4.2M |
| Dividends Per Share | $0.22 | $0.20 | $0.16 | $0.12 | $0.12 |