OAK VALLEY BANCORP
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $81.7M | $76.6M | $82.4M | $65.6M | $54.3M | $49.8M | $46.1M | $43.3M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $30.7M | $32.2M | $45.2M | $30.8M | $22.6M | $18.9M | $18.3M | $17.0M |
| Operating Margin | 37.5% | 42.0% | 54.8% | 46.9% | 41.7% | 38.0% | 39.6% | 39.2% |
| Interest Expense | — | — | $4.9M | $1.1M | $971.0K | $1.2M | $1.6M | $1.6M |
| Pretax Income | $30.7M | $32.2M | $40.3M | $29.7M | $21.7M | $17.7M | $16.7M | $15.3M |
| Income Tax Expense | $6.7M | $7.2M | $9.5M | $6.8M | $5.3M | $4.1M | $4.2M | $3.8M |
| Net Income | $23.9M | $24.9M | $30.8M | $22.9M | $16.3M | $13.7M | $12.5M | $11.5M |
| Net Margin | 29.3% | 32.6% | 37.4% | 34.9% | 30.1% | 27.5% | 27.1% | 26.7% |
| EPS (Basic) | $2.90 | $3.04 | $3.76 | $2.80 | $2.01 | $1.68 | $1.54 | $1.43 |
| EPS (Diluted) | $2.88 | $3.02 | $3.75 | $2.79 | $2.00 | $1.68 | $1.54 | $1.42 |
| Shares Outstanding (Basic) | 8.2M | 8.2M | 8.2M | 8.2M | 8.1M | 8.1M | 8.1M | 8.1M |
| Shares Outstanding (Diluted) | 8.3M | 8.3M | 8.2M | 8.2M | 8.2M | 8.1M | 8.1M | 8.1M |
| Dividends Per Share | $0.60 | $0.45 | $0.32 | $0.30 | $0.29 | $0.14 | $0.27 | $0.26 |