OptimumBank Holdings, Inc.
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $49.4M | $39.3M | $27.2M | $18.8M | $11.2M | $5.3M | $3.3M | $3.1M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $22.2M | $17.6M | $20.5M | $9.4M | $4.1M | $938.0K | $894.0K | $2.0M |
| Operating Margin | 44.9% | 44.8% | 75.6% | 50.2% | 36.3% | 17.8% | 27.0% | 65.2% |
| Interest Expense | — | — | $12.1M | $4.0M | $985.0K | $1.7M | $2.0M | $1.2M |
| Pretax Income | $22.2M | $17.6M | $8.5M | $5.4M | $3.1M | $-782.0K | $-1.2M | $796.0K |
| Income Tax Expense | $5.5M | $4.5M | $2.2M | $1.4M | $-3.2M | — | $-52.0K | — |
| Net Income | $16.6M | $13.1M | $6.3M | $4.0M | $6.3M | $-782.0K | $-1.1M | $796.0K |
| Net Margin | 33.7% | 33.4% | 23.1% | 21.4% | 56.3% | -14.8% | -33.2% | 25.4% |
| EPS (Basic) | $1.42 | $1.39 | $0.87 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| EPS (Diluted) | $0.71 | $0.63 | $0.87 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Shares Outstanding (Basic) | 11.7M | 9.45B | 7.24B | 7.24B | 4.74B | 3.90B | 3.47B | 2.26B |
| Shares Outstanding (Diluted) | 11.7M | 9.84B | 7.24B | 7.24B | 4.74B | 3.90B | 3.47B | 2.26B |
| Dividends Per Share | — | — | — | — | — | — | — | — |