OceanFirst Financial Corp

OCFC ·Financial, Banks - Diversified, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2026 FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019
Revenue $404.9M $384.2M $403.4M $436.6M $357.3M $386.9M $298.1M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $92.5M $130.7M $375.0M $247.6M $179.0M $147.7M $160.2M
Operating Margin 22.8% 34.0% 93.0% 56.7% 50.1% 38.2% 53.7%
Interest Expense $238.2M $53.7M $36.8M $66.7M $52.8M
Pretax Income $92.5M $130.7M $136.8M $193.9M $142.2M $81.0M $107.4M
Income Tax Expense $21.5M $30.3M $32.7M $46.6M $32.2M $17.7M $18.8M
Net Income $71.0M $100.1M $104.0M $146.6M $110.1M $63.3M $88.6M
Net Margin 17.5% 26.0% 25.8% 33.6% 30.8% 16.4% 29.7%
EPS (Basic) $1.17 $1.65 $1.70 $2.43 $1.79 $1.02 $1.77
EPS (Diluted) $1.17 $1.65 $1.70 $2.42 $1.78 $1.02 $1.75
Shares Outstanding (Basic) 57.4M 57.4M 58.3M 58.9M 58.7M 59.4M 59.9M 50.2M
Shares Outstanding (Diluted) 57.4M 57.4M 58.3M 59.0M 58.9M 59.6M 60.1M 50.7M
Dividends Per Share $0.80 $0.80 $0.80 $0.74 $0.68 $0.68 $0.68
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