METROCITY BANKSHARES, INC.
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $155.6M | $141.2M | $119.7M | $137.7M | $137.9M | $93.3M | $100.9M | $95.9M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $92.7M | $87.3M | $163.3M | $118.8M | $87.2M | $60.3M | $83.1M | $70.7M |
| Operating Margin | 59.6% | 61.8% | 136.5% | 86.3% | 63.2% | 64.6% | 82.4% | 73.7% |
| Interest Expense | — | — | $91.3M | $27.6M | $4.6M | $11.5M | $22.2M | $14.7M |
| Pretax Income | $92.7M | $87.3M | $72.0M | $91.2M | $82.6M | $48.8M | $60.9M | $56.0M |
| Income Tax Expense | $24.2M | $22.8M | $20.4M | $28.6M | $20.9M | $12.4M | $16.2M | $14.7M |
| Net Income | $68.5M | $64.5M | $51.6M | $62.6M | $61.7M | $36.4M | $44.7M | $41.3M |
| Net Margin | 44.0% | 45.7% | 43.1% | 45.5% | 44.8% | 39.0% | 44.3% | 43.1% |
| EPS (Basic) | $2.66 | $2.55 | $2.05 | $2.46 | $2.41 | $1.42 | $1.82 | $1.71 |
| EPS (Diluted) | $2.64 | $2.52 | $2.02 | $2.44 | $2.39 | $1.41 | $1.81 | $1.69 |
| Shares Outstanding (Basic) | 25.7M | 25.3M | 25.2M | 25.4M | 25.6M | 25.6M | 24.5M | 24.2M |
| Shares Outstanding (Diluted) | 26.0M | 25.6M | 25.5M | 25.7M | 25.8M | 25.8M | 24.7M | 24.5M |
| Dividends Per Share | $0.96 | $0.83 | $0.72 | $0.60 | — | — | — | — |