LAKELAND FINANCIAL CORPORATION

LKFN ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2026 FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019
Revenue $269.0M $253.5M $246.9M $244.7M $222.8M $209.9M $200.0M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $125.6M $111.7M $256.6M $161.8M $132.6M $134.0M $167.5M
Operating Margin 46.7% 44.1% 103.9% 66.1% 59.5% 63.8% 83.8%
Interest Expense $146.2M $36.7M $15.1M $30.1M $60.2M
Pretax Income $125.6M $111.7M $110.3M $125.2M $117.4M $103.9M $107.4M
Income Tax Expense $22.2M $18.2M $16.6M $21.3M $21.7M $19.5M $20.3M
Net Income $103.4M $93.5M $93.8M $103.8M $95.7M $84.3M $87.0M
Net Margin 38.4% 36.9% 38.0% 42.4% 43.0% 40.2% 43.5%
EPS (Basic) $4.02 $3.64 $3.67 $4.07 $3.76 $3.31 $3.40
EPS (Diluted) $4.01 $3.63 $3.65 $4.04 $3.74 $3.30 $3.38
Shares Outstanding (Basic) 25.3M 25.7M 25.7M 25.6M 25.5M 25.5M 25.5M 25.6M
Shares Outstanding (Diluted) 25.3M 25.8M 25.8M 25.7M 25.7M 25.6M 25.6M 25.8M
Dividends Per Share $2.00 $1.92 $1.84 $1.60 $1.36 $1.20 $1.16
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