Kearny Financial Corp.

KRNY ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2026 FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019
Revenue $178.1M $154.0M $368.4M $300.7M $244.6M $250.5M $248.9M $241.3M
Interest Income $355.5M $286.6M $227.2M $232.2M $238.4M $232.6M
Non-Interest Income $12.9M $14.1M $17.5M $18.3M $10.5M $8.7M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $47.4M $31.0M $-80.8M $170.2M $122.0M $134.3M $141.1M $138.1M
Operating Margin 26.6% 20.1% -21.9% 56.6% 49.9% 53.6% 56.7% 57.2%
Interest Expense $117.9M $29.7M $49.9M $83.9M $82.0M
Pretax Income $47.4M $31.0M $-80.8M $52.4M $92.3M $84.5M $57.3M $56.1M
Income Tax Expense $11.1M $4.9M $5.9M $11.6M $24.8M $21.3M $12.3M $13.9M
Net Income $36.3M $26.1M $-86.7M $40.8M $67.5M $63.2M $45.0M $42.1M
Net Margin 20.4% 16.9% -23.5% 13.6% 27.6% 25.2% 18.1% 17.5%
EPS (Basic) $0.58 $0.42 $-1.39 $0.63 $0.95 $0.77 $0.55 $0.46
EPS (Diluted) $0.57 $0.42 $-1.39 $0.63 $0.95 $0.77 $0.55 $0.46
Shares Outstanding (Basic) 62.9M 62.5M 62.4M 64.8M 70.9M 82.4M 82.4M 91.1M
Shares Outstanding (Diluted) 63.2M 62.7M 62.4M 64.8M 70.9M 82.4M 82.4M 91.1M
Dividends Per Share $0.44 $0.44 $0.44 $0.43 $0.43 $0.35 $0.29 $0.37
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