JUNIATA VALLEY FINANCIAL CORP

JUVF ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2017 FY2016 FY2015 FY2014 FY2013 FY2012 FY2011 FY2010
Revenue $23.8M $23.6M $19.8M $18.7M $18.1M $19.1M $19.4M $19.9M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $8.5M $8.2M $5.2M $7.3M $7.4M
Operating Margin 35.5% 34.9% 26.1% 39.3% 41.0%
Interest Expense $2.9M $2.3M $2.0M $2.6M $2.9M $3.6M $4.6M $5.5M
Pretax Income $5.6M $6.0M $3.1M $4.7M $4.5M
Income Tax Expense $1.1M $819.0K $83.0K $525.0K $505.0K $978.0K $1.5M $1.6M
Net Income $4.5M $5.2M $3.1M $4.2M $4.0M $3.6M $4.7M $4.9M
Net Margin 19.1% 21.8% 15.4% 22.6% 22.1% 19.1% 24.1% 24.7%
EPS (Basic) $0.95 $1.07 $0.72 $1.01 $0.95 $0.86 $1.10 $1.14
EPS (Diluted) $0.95 $1.07 $0.72 $1.01 $0.95 $0.86 $1.10 $1.14
Shares Outstanding (Basic) 4.8M 4.8M 4.2M 4.2M 4.2M 4.2M 4.2M 4.3M
Shares Outstanding (Diluted) 4.8M 4.8M 4.2M 4.2M 4.2M 4.2M 4.2M 4.3M
Dividends Per Share $0.88 $0.88 $0.88 $0.88 $0.88 $0.88 $0.86 $0.82
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