INDEPENDENT BANK CORPORATION

IBCP ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2017 FY2016 FY2015 FY2014 FY2013 FY2012 FY2011 FY2010
Revenue $131.7M $121.9M $115.1M $112.0M $122.8M $149.8M $141.5M $183.5M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $47.6M $39.8M $35.2M $32.5M $31.8M $39.3M $-219.0K $18.9M
Operating Margin 36.1% 32.6% 30.6% 29.0% 25.9% 26.3% -0.2% 10.3%
Interest Expense $9.1M $6.9M $5.9M $7.3M $9.2M $13.1M $20.2M $37.2M
Pretax Income $38.4M $32.9M $29.4M $25.2M $22.7M $26.2M $-20.4M $-18.3M
Income Tax Expense $18.0M $10.1M $9.4M $7.2M $-54.9M $0 $-212.0K $-1.6M
Net Income $20.5M $22.8M $20.0M $18.0M $77.5M $26.2M $-20.2M $-16.7M
Net Margin 15.5% 18.7% 17.4% 16.1% 63.1% 17.5% -14.3% -9.1%
EPS (Basic) $0.96 $1.06 $0.88 $0.79 $5.87 $2.51 $0.00 $0.00
EPS (Diluted) $0.95 $1.05 $0.86 $0.77 $3.55 $0.80 $0.00 $0.00
Shares Outstanding (Basic) 21.3M 21.4M 22.7M 22.9M 14.0M 8.7M 8.7M 5.4M
Shares Outstanding (Diluted) 21.3M 21.4M 22.7M 22.9M 14.0M 8.7M 8.7M 5.4M
Dividends Per Share $0.42 $0.34 $0.26 $0.18 $0.00 $0.00 $0.00 $0.00
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