HANCOCK WHITNEY CORPORATION

HWC ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018
Revenue $1.52B $1.45B $2.52B $1.62B $1.40B $1.46B $1.53B $1.35B
Interest Income $2.19B $1.29B $1.03B $1.12B $1.22B $1.07B
Noninterest Income $335.5M $331.1M $362.8M $336.7M $310.2M $278.9M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $612.4M $574.0M $1.01B $746.3M $617.1M $-9.3M $623.3M $561.5M
Operating Margin 40.4% 39.7% 40.2% 46.1% 44.2% -0.6% 40.8% 41.6%
Interest Expense $522.9M $87.1M $49.0M $115.5M $230.6M $179.4M
Pretax Income $612.4M $574.0M $490.1M $659.2M $568.1M $-124.7M $392.7M $382.1M
Income Tax Expense $126.3M $113.2M $97.5M $135.1M $104.8M $-79.6M $65.4M $58.3M
Net Income $486.1M $460.8M $392.6M $524.1M $463.2M $-45.2M $327.4M $323.8M
Net Margin 32.1% 31.9% 15.6% 32.3% 33.2% -3.1% 21.4% 24.0%
EPS (Basic) $5.70 $5.30 $4.51 $6.00 $5.23 $-0.54 $3.72 $3.72
EPS (Diluted) $5.67 $5.28 $4.50 $5.98 $5.22 $-0.54 $3.72 $3.72
Shares Outstanding (Basic) 84.9M 86.3M 86.1M 86.1M 86.8M 86.5M 86.5M 85.4M
Shares Outstanding (Diluted) 85.4M 86.6M 86.4M 86.4M 87.0M 86.5M 86.6M 85.5M
Dividends Per Share $1.80 $1.50 $1.20 $1.08 $1.08 $1.08 $1.08 $1.02
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