First Northern Community Bancorp
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $73.6M | $70.4M | $74.4M | $61.6M | $54.1M | $55.2M | $54.3M | $51.6M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $27.4M | $27.8M | $37.2M | $22.9M | $20.3M | $18.1M | $22.3M | $18.6M |
| Operating Margin | 37.3% | 39.6% | 50.1% | 37.1% | 37.6% | 32.9% | 41.0% | 36.0% |
| Interest Expense | — | — | $7.6M | $1.2M | $912.0K | $1.5M | $1.9M | $1.3M |
| Pretax Income | $27.4M | $27.8M | $29.6M | $21.7M | $19.4M | $16.7M | $20.4M | $17.3M |
| Income Tax Expense | $6.3M | $7.8M | $8.1M | $5.8M | $5.2M | $4.5M | $5.7M | $4.7M |
| Net Income | $21.1M | $20.0M | $21.6M | $15.9M | $14.2M | $12.2M | $14.7M | $12.6M |
| Net Margin | 28.7% | 28.5% | 29.0% | 25.8% | 26.2% | 22.0% | 27.1% | 24.3% |
| EPS (Basic) | $1.30 | $1.20 | $1.35 | $1.05 | $0.96 | $0.86 | $1.10 | $0.94 |
| EPS (Diluted) | $1.27 | $1.19 | $1.34 | $1.04 | $0.95 | $0.85 | $1.08 | $0.93 |
| Shares Outstanding (Basic) | 16.3M | 16.7M | 15.9M | 15.1M | 14.7M | 14.1M | 13.4M | 13.4M |
| Shares Outstanding (Diluted) | 16.6M | 16.9M | 16.1M | 15.3M | 14.9M | 14.2M | 13.6M | 13.6M |
| Dividends Per Share | — | — | — | — | — | — | — | — |