FLAGSTAR BANK, NATIONAL ASSOCIATION

FLG ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2009 FY2008 FY2007
Revenue $1.06B $691.0M $727.6M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense $125.6M $80.2M $71.8M
Operating Income $1.32B $983.4M $1.35B
Operating Margin 124.4% 142.3% 185.9%
Interest Expense $729.3M $929.6M $950.2M
Pretax Income $593.1M $53.8M $402.1M
Income Tax Expense $194.5M $-24.1M $123.0M
Net Income $398.6M $77.9M $279.1M
Net Margin 37.5% 11.3% 38.4%
EPS (Basic) $1.13 $0.23 $0.90
EPS (Diluted) $1.13 $0.23 $0.90
Shares Outstanding (Basic) 351.9M 334.7M
Shares Outstanding (Diluted) 351.9M 335.4M
Dividends Per Share
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