FINWISE BANCORP
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $130.7M | $81.4M | $76.0M | $88.3M | $79.8M |
| Cost of Revenue | — | — | — | — | — |
| Gross Profit | — | — | — | — | — |
| Gross Margin | — | — | — | — | — |
| Operating Expenses | |||||
| Research & Development | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — |
| Operating Income | $21.8M | $17.0M | $33.8M | $37.5M | $43.5M |
| Operating Margin | 16.7% | 20.9% | 44.4% | 42.4% | 54.5% |
| Interest Expense | — | — | $10.0M | $1.4M | $1.3M |
| Pretax Income | $21.8M | $17.0M | $23.8M | $36.0M | $42.3M |
| Income Tax Expense | $5.7M | $4.2M | $6.4M | $10.9M | $10.7M |
| Net Income | $16.1M | $12.7M | $17.5M | $25.1M | $31.6M |
| Net Margin | 12.3% | 15.7% | 23.0% | 28.4% | 39.6% |
| EPS (Basic) | $1.20 | $0.98 | $1.38 | $1.96 | $3.44 |
| EPS (Diluted) | $1.13 | $0.93 | $1.33 | $1.87 | $3.27 |
| Shares Outstanding (Basic) | 12.8M | 12.6M | 12.5M | 12.7M | 8.7M |
| Shares Outstanding (Diluted) | 13.6M | 13.2M | 12.9M | 13.4M | 9.1M |
| Dividends Per Share | — | — | — | — | — |