First Hawaiian, Inc.

FHB ·Financial, Banks - Regional, United States

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Returns on Capital

ROE ROI ROA

Fiscal Year	ROE	ROI	ROA
FY2023	9.5%	9.5%	0.9%
FY2024	8.8%	8.8%	1.0%
FY2025	10.0%	10.0%	1.2%