FIRST GUARANTY BANCSHARES, INC.

FGBI ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018
Revenue $95.4M $113.2M $95.3M $111.1M $100.4M $98.4M $70.0M $62.3M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $-46.2M $16.0M $110.2M $72.9M $56.8M $51.6M $47.9M $39.0M
Operating Margin -48.4% 14.1% 115.7% 65.7% 56.5% 52.4% 68.4% 62.7%
Interest Expense $98.3M $36.5M $22.3M $26.0M $30.0M $21.4M
Pretax Income $-68.6M $16.0M $11.9M $36.4M $34.5M $25.5M $17.9M $17.7M
Income Tax Expense $-12.5M $3.6M $2.7M $7.5M $7.2M $5.2M $3.7M $3.5M
Net Income $-56.0M $12.4M $9.2M $28.9M $27.3M $20.3M $14.2M $14.2M
Net Margin -58.7% 11.0% 9.7% 26.0% 27.2% 20.6% 20.4% 22.8%
EPS (Basic) $-4.17 $0.81 $0.62 $2.48 $2.42 $1.90 $1.34 $1.47
EPS (Diluted)
Shares Outstanding (Basic) 14.0M 12.5M 11.2M 10.7M 10.7M 10.7M 10.7M 9.7M
Shares Outstanding (Diluted) 14.0M 12.5M 11.2M 10.7M 10.7M 10.7M 10.7M 9.7M
Dividends Per Share $0.04 $0.41 $0.64 $0.64 $0.60 $0.58 $0.54 $0.58
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