FB FINANCIAL CORPORATION
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $560.0M | $455.6M | $477.8M | $526.9M | $575.6M | $567.5M | $361.4M | $334.7M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $138.5M | $146.7M | $421.5M | $228.8M | $280.7M | $131.4M | $166.0M | $141.4M |
| Operating Margin | 24.7% | 32.2% | 88.2% | 43.4% | 48.8% | 23.2% | 45.9% | 42.2% |
| Interest Expense | — | — | $271.2M | $69.2M | $37.6M | $49.0M | $56.5M | $35.5M |
| Pretax Income | $138.5M | $146.7M | $150.3M | $159.6M | $243.1M | $82.5M | $109.5M | $105.9M |
| Income Tax Expense | $15.9M | $30.6M | $30.1M | $35.0M | $52.8M | $18.8M | $25.7M | $25.6M |
| Net Income | $122.6M | $116.0M | $120.2M | $124.6M | $190.3M | $63.6M | $83.8M | $80.2M |
| Net Margin | 21.9% | 25.5% | 25.2% | 23.6% | 33.1% | 11.2% | 23.2% | 24.0% |
| EPS (Basic) | $2.47 | $2.48 | $2.57 | $2.64 | $4.01 | $1.69 | $2.70 | $2.60 |
| EPS (Diluted) | $2.45 | $2.48 | $2.57 | $2.64 | $3.97 | $1.67 | $2.65 | $2.55 |
| Shares Outstanding (Basic) | 49.7M | 46.7M | 46.8M | 47.1M | 47.4M | 37.6M | 30.9M | 30.7M |
| Shares Outstanding (Diluted) | 50.1M | 46.9M | 46.8M | 47.2M | 48.0M | 38.1M | 31.4M | 31.3M |
| Dividends Per Share | $0.76 | $0.68 | $0.60 | $0.52 | $0.44 | $0.36 | $0.32 | $0.20 |