EZCORP, INC.
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.27B | $1.16B | $1.05B | $886.2M | $729.6M | $822.8M | $847.2M | $812.2M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | $746.1M | $682.3M | $609.8M | $528.1M | $449.5M | $449.2M | $494.4M | $481.6M |
| Gross Margin | 58.5% | 58.7% | 58.1% | 59.6% | 61.6% | 54.6% | 58.4% | 59.3% |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | $83.5M | $75.6M | $67.5M | $64.3M | $56.5M | $54.1M | $63.7M | $53.6M |
| Operating Income | $149.2M | $112.5M | $92.2M | $74.9M | $31.2M | $-48.4M | $47.0M | $67.1M |
| Operating Margin | 11.7% | 9.7% | 8.8% | 8.5% | 4.3% | -5.9% | 5.5% | 8.3% |
| Interest Expense | — | — | $16.5M | $10.0M | $22.2M | $22.5M | $32.6M | $27.8M |
| Pretax Income | $146.8M | $115.6M | $51.6M | $67.7M | $16.1M | $-70.1M | $4.2M | $55.5M |
| Income Tax Expense | $37.2M | $32.5M | $13.2M | $17.6M | $7.5M | $-1.6M | $2.4M | $18.4M |
| Net Income | $109.6M | $83.1M | $38.5M | $50.2M | $8.6M | $-68.5M | $2.5M | $37.3M |
| Net Margin | 8.6% | 7.2% | 3.7% | 5.7% | 1.2% | -8.3% | 0.3% | 4.6% |
| EPS (Basic) | $1.91 | $1.51 | $0.69 | $0.89 | $0.15 | $-1.24 | $0.05 | $0.68 |
| EPS (Diluted) | $1.42 | $1.10 | $0.53 | $0.70 | $0.15 | $-1.24 | $0.05 | $0.64 |
| Shares Outstanding (Basic) | 57.5M | 54.9M | 55.6M | 56.5M | 55.7M | 55.3M | 55.3M | 54.5M |
| Shares Outstanding (Diluted) | 83.4M | 84.4M | 80.9M | 82.4M | 55.9M | 55.3M | 56.0M | 57.9M |
| Dividends Per Share | — | — | — | — | — | — | — | — |