ENCORE CAPITAL GROUP, INC.
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.77B | $1.32B | $1.22B | $1.40B | $1.61B | $1.50B | $1.41B | $1.32B |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | $165.9M | $163.8M | $144.9M | $145.8M | $137.7M | $149.1M | $148.3M | $158.4M |
| Operating Income | $626.6M | $157.3M | $16.5M | $462.2M | $633.3M | $533.6M | $446.3M | $405.3M |
| Operating Margin | 35.4% | 12.0% | 1.4% | 33.1% | 39.2% | 35.5% | 31.8% | 30.7% |
| Interest Expense | — | — | $201.9M | $153.3M | $169.6M | $209.4M | $217.8M | $237.4M |
| Pretax Income | $336.2M | $-96.2M | $-180.3M | $311.0M | $436.5M | $282.9M | $201.2M | $156.5M |
| Income Tax Expense | $79.3M | $43.0M | $26.2M | $116.4M | $85.3M | $70.4M | $32.3M | $46.8M |
| Net Income | $256.8M | $-139.2M | $-206.5M | $194.6M | $350.8M | $211.8M | $167.9M | $115.9M |
| Net Margin | 14.5% | -10.6% | -16.9% | 13.9% | 21.7% | 14.1% | 11.9% | 8.8% |
| EPS (Basic) | $11.05 | $-5.83 | $-8.72 | $8.06 | $11.64 | $6.74 | $5.38 | $4.09 |
| EPS (Diluted) | $10.91 | $-5.83 | $-8.72 | $7.46 | $11.26 | $6.68 | $5.33 | $4.06 |
| Shares Outstanding (Basic) | 23.2M | 23.9M | 23.7M | 24.1M | 30.1M | 31.4M | 31.2M | 28.3M |
| Shares Outstanding (Diluted) | 23.5M | 23.9M | 23.7M | 26.1M | 31.2M | 31.7M | 31.5M | 28.6M |
| Dividends Per Share | — | — | — | — | — | — | — | — |