CITIZENS & NORTHERN CORPORATION

CZNC ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2017 FY2016 FY2015 FY2014 FY2013 FY2012 FY2011 FY2010
Revenue $58.4M $57.1M $58.3M $57.4M $61.3M $66.7M $63.8M $57.5M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $24.5M $24.8M $26.4M $27.9M $30.5M $40.2M $45.6M $44.1M
Operating Margin 42.0% 43.5% 45.3% 48.6% 49.8% 60.2% 71.5% 76.6%
Interest Expense $3.9M $3.7M $4.6M $5.1M $5.8M $9.0M $13.6M $19.2M
Pretax Income $20.6M $21.1M $21.8M $22.8M $24.8M $31.1M $32.1M $24.9M
Income Tax Expense $7.2M $5.3M $5.3M $5.7M $6.2M $8.4M $8.7M
Net Income $13.4M $15.8M $16.5M $17.1M $18.6M $22.7M $23.4M $19.1M
Net Margin 23.0% 27.6% 28.3% 29.8% 30.3% 34.1% 36.6% 33.1%
EPS (Basic) $1.10 $1.30 $1.35 $1.38 $1.51 $1.86 $1.92 $1.45
EPS (Diluted) $1.10 $1.30 $1.35 $1.38 $1.50 $1.85 $1.92 $1.45
Shares Outstanding (Basic) 12.1M 12.0M 12.1M 12.4M 12.4M 12.2M 12.2M
Shares Outstanding (Diluted) 12.2M 12.1M 12.2M 12.4M 12.4M 12.3M 12.2M
Dividends Per Share $1.04 $1.04 $1.00 $0.84 $0.58 $0.39
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