CONSUMER PORTFOLIO SERVICES, INC.
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $434.5M | $393.5M | $352.0M | $329.7M | $267.8M | $271.2M | $345.8M | $389.8M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | $52.9M | $54.7M | $50.0M | $37.6M | $34.6M | $32.0M | $33.0M | $31.0M |
| Operating Income | $260.0M | $218.7M | $207.7M | $203.7M | $141.0M | $121.5M | $119.7M | $120.2M |
| Operating Margin | 59.8% | 55.6% | 59.0% | 61.8% | 52.6% | 44.8% | 34.6% | 30.8% |
| Interest Expense | $232.0M | $191.3M | $146.6M | $87.5M | $75.2M | $101.3M | $110.5M | $101.5M |
| Pretax Income | $28.0M | $27.4M | $61.1M | $116.2M | $65.7M | $20.1M | $9.2M | $18.7M |
| Income Tax Expense | $8.7M | $8.2M | $15.8M | $30.2M | $18.2M | $-1.6M | $3.8M | $3.8M |
| Net Income | $19.3M | $19.2M | $45.3M | $86.0M | $47.5M | $21.7M | $5.4M | $14.9M |
| Net Margin | 4.4% | 4.9% | 12.9% | 26.1% | 17.7% | 8.0% | 1.6% | 3.8% |
| EPS (Basic) | $0.88 | $0.90 | $2.17 | $4.10 | $2.11 | $0.96 | $0.24 | $0.68 |
| EPS (Diluted) | $0.80 | $0.79 | $1.80 | $3.23 | $1.84 | $0.90 | $0.22 | $0.59 |
| Shares Outstanding (Basic) | 21.9M | 21.3M | 20.9M | 21.0M | 22.6M | 22.6M | 22.4M | 22.0M |
| Shares Outstanding (Diluted) | 24.1M | 24.3M | 25.2M | 26.6M | 25.8M | 24.0M | 24.1M | 25.0M |
| Dividends Per Share | — | — | — | — | — | — | — | — |