ChoiceOne Financial Services, Inc.

COFS ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2018 FY2017 FY2016 FY2015 FY2014 FY2013 FY2012 FY2011
Revenue $29.0M $28.4M $27.2M $26.1M $24.7M $23.8M $24.6M $24.1M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $10.9M $10.0M $9.2M $8.7M $8.9M $8.3M $8.1M $8.1M
Operating Margin 37.8% 35.4% 33.9% 33.3% 36.2% 34.8% 33.2% 33.8%
Interest Expense $2.5M $1.5M $969.0K $990.0K $1.2M $1.4M $2.5M $3.6M
Pretax Income $8.5M $8.6M $8.3M $7.7M $7.8M $6.9M $5.6M $4.6M
Income Tax Expense $1.2M $2.4M $2.2M $1.9M $2.1M $1.8M $1.3M $1.1M
Net Income $7.3M $6.2M $6.1M $5.7M $5.7M $5.1M $4.3M $3.5M
Net Margin 25.3% 21.7% 22.4% 22.0% 23.1% 21.4% 17.4% 14.6%
EPS (Basic) $2.03 $1.70 $1.68 $1.67 $1.73 $1.55 $1.29 $1.07
EPS (Diluted) $2.02 $1.70 $1.68 $1.66 $1.72 $1.54 $1.29 $1.07
Shares Outstanding (Basic) 3.6M 3.6M 3.6M 3.5M 3.3M 3.3M 3.3M 3.3M
Shares Outstanding (Diluted) 3.6M 3.6M 3.6M 3.5M 3.3M 3.3M 3.3M 3.3M
Dividends Per Share $0.71 $0.64 $0.62 $0.63 $0.59 $0.54 $0.50 $0.48
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