Civista Bancshares, Inc.
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $19.0M | $19.1M | $30.4M | $24.5M | $19.6M | $16.9M | $17.8M | $15.3M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $55.2M | $36.6M | $107.9M | $63.0M | $58.0M | $47.3M | $52.5M | $24.3M |
| Operating Margin | 290.4% | 191.3% | 354.2% | 256.7% | 295.4% | 278.9% | 295.3% | 159.0% |
| Interest Expense | — | — | $57.2M | $16.0M | $9.6M | $10.1M | $13.0M | $7.6M |
| Pretax Income | $55.2M | $36.6M | $50.6M | $47.0M | $48.4M | $37.1M | $39.6M | $16.8M |
| Income Tax Expense | $9.0M | $4.9M | $7.6M | $7.6M | $7.8M | $4.9M | $5.7M | $2.6M |
| Net Income | $46.2M | $31.7M | $43.0M | $39.4M | $40.5M | $32.2M | $33.9M | $14.1M |
| Net Margin | 242.9% | 165.7% | 141.1% | 160.7% | 206.5% | 190.0% | 190.5% | 92.3% |
| EPS (Basic) | $2.64 | $2.01 | $2.73 | $2.60 | $2.63 | $2.00 | $2.12 | $1.10 |
| EPS (Diluted) | $2.64 | $2.01 | $2.73 | $2.60 | $2.63 | $2.00 | $2.01 | $1.02 |
| Shares Outstanding (Basic) | 17.4M | 15.4M | 15.2M | 15.0M | 15.3M | 16.1M | 15.6M | 12.0M |
| Shares Outstanding (Diluted) | 17.4M | 15.4M | 15.2M | 15.0M | 15.3M | 16.1M | 16.9M | 13.9M |
| Dividends Per Share | — | — | — | — | — | — | — | — |