Cullen/Frost Bankers, Inc.
Profit Margins
| Fiscal Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| FY2008 | — | 53.4% | 25.2% |
| FY2009 | — | 38.4% | 21.6% |
| FY2010 | — | 37.9% | 24.7% |
| FY2011 | — | 37.6% | 25.0% |
| FY2012 | — | 37.5% | 26.6% |
Profit Margins
| Fiscal Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| FY2008 | — | 53.4% | 25.2% |
| FY2009 | — | 38.4% | 21.6% |
| FY2010 | — | 37.9% | 24.7% |
| FY2011 | — | 37.6% | 25.0% |
| FY2012 | — | 37.5% | 26.6% |