Cullen/Frost Bankers, Inc.

CFR-PB ·Financial, Banks - Diversified, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2009 FY2008
Revenue $830.4M $821.3M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $319.1M $438.5M
Operating Margin 38.4% 53.4%
Interest Expense $86.4M $141.6M
Pretax Income $232.8M $296.9M
Income Tax Expense $53.7M $89.6M
Net Income $179.0M $207.3M
Net Margin 21.6% 25.2%
EPS (Basic) $3.00 $3.51
EPS (Diluted) $3.00 $3.50
Shares Outstanding (Basic) 59.5M
Shares Outstanding (Diluted) 59.5M
Dividends Per Share $1.71 $1.66
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