CITIZENS FINANCIAL GROUP INC/RI
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $8.25B | $7.81B | $8.22B | $8.02B | $6.65B | $6.91B | $6.49B | $6.13B |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $2.33B | $1.89B | $5.99B | $3.70B | $3.32B | $2.07B | $3.83B | $3.41B |
| Operating Margin | 28.2% | 24.2% | 72.9% | 46.2% | 49.9% | 30.0% | 58.9% | 55.6% |
| Interest Expense | — | — | $3.96B | $1.05B | $339.0M | $771.0M | $1.58B | $1.23B |
| Pretax Income | $2.33B | $1.89B | $2.03B | $2.66B | $2.98B | $1.30B | $2.25B | $2.18B |
| Income Tax Expense | $497.0M | $379.0M | $422.0M | $582.0M | $658.0M | $241.0M | $460.0M | $462.0M |
| Net Income | $1.83B | $1.51B | $1.61B | $2.07B | $2.32B | $1.06B | $1.79B | $1.72B |
| Net Margin | 22.2% | 19.3% | 19.6% | 25.8% | 34.9% | 15.3% | 27.6% | 28.1% |
| EPS (Basic) | $3.90 | $3.05 | $3.14 | $4.12 | $5.18 | $2.22 | $3.82 | $3.54 |
| EPS (Diluted) | $3.86 | $3.03 | $3.13 | $4.10 | $5.16 | $2.22 | $3.81 | $3.52 |
| Shares Outstanding (Basic) | 433.2M | 450.7M | 475.1M | 476.0M | 425.7M | 427.1M | 449.7M | 478.8M |
| Shares Outstanding (Diluted) | 436.9M | 453.5M | 476.7M | 477.8M | 427.4M | 428.2M | 451.2M | 480.4M |
| Dividends Per Share | $1.72 | $1.68 | $1.68 | $1.62 | $1.56 | $1.56 | $1.36 | $0.98 |