CITIZENS FINANCIAL GROUP INC/RI

CFG-PE ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2026 FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019
Revenue $8.25B $7.81B $8.22B $8.02B $6.65B $6.91B $6.49B
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $2.33B $1.89B $5.99B $3.70B $3.32B $2.07B $3.83B
Operating Margin 28.2% 24.2% 72.9% 46.2% 49.9% 30.0% 58.9%
Interest Expense $3.96B $1.05B $339.0M $771.0M $1.58B
Pretax Income $2.33B $1.89B $2.03B $2.66B $2.98B $1.30B $2.25B
Income Tax Expense $497.0M $379.0M $422.0M $582.0M $658.0M $241.0M $460.0M
Net Income $1.83B $1.51B $1.61B $2.07B $2.32B $1.06B $1.79B
Net Margin 22.2% 19.3% 19.6% 25.8% 34.9% 15.3% 27.6%
EPS (Basic) $3.90 $3.05 $3.14 $4.12 $5.18 $2.22 $3.82
EPS (Diluted) $3.86 $3.03 $3.13 $4.10 $5.16 $2.22 $3.81
Shares Outstanding (Basic) 425.0M 433.2M 450.7M 475.1M 476.0M 425.7M 427.1M 449.7M
Shares Outstanding (Diluted) 425.0M 436.9M 453.5M 476.7M 477.8M 427.4M 428.2M 451.2M
Dividends Per Share $1.72 $1.68 $1.68 $1.62 $1.56 $1.56 $1.36
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