Capitol Federal Financial, Inc.

CFFN ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018
Revenue $16.3M $15.3M $475.6M $326.6M $296.6M $304.9M $307.1M $283.7M
Interest_Income $439.1M $279.7M $247.4M $266.3M $271.7M $252.0M
Non_Interest_Income $36.5M $46.9M $49.2M $38.6M $35.4M $31.7M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $83.0M $54.1M $67.6M $194.1M $179.2M $196.3M $244.2M $247.0M
Operating Margin 509.3% 353.6% 14.2% 59.4% 60.4% 64.4% 79.5% 87.1%
Interest Expense $206.5M $86.9M $83.2M $115.6M $123.6M $123.1M
Pretax Income $83.0M $54.1M $-139.0M $107.2M $96.0M $80.6M $120.7M $123.9M
Income Tax Expense $15.0M $16.1M $-37.3M $22.8M $19.9M $16.1M $26.4M $25.0M
Net Income $68.0M $38.0M $-101.7M $84.5M $76.1M $64.5M $94.2M $98.9M
Net Margin 417.3% 248.4% -21.4% 25.9% 25.7% 21.2% 30.7% 34.9%
EPS (Basic) $0.52 $0.29 $-0.76 $0.62 $0.56 $0.47 $0.68 $0.73
EPS (Diluted) $0.52 $0.29 $-0.76 $0.62 $0.56 $0.47 $0.68 $0.73
Shares Outstanding (Basic) 130.0M 130.7M 133.6M 135.7M 135.5M 137.9M 137.7M 134.7M
Shares Outstanding (Diluted) 130.0M 130.7M 133.6M 135.7M 135.5M 137.9M 137.7M 134.8M
Dividends Per Share $0.34 $0.34 $0.62 $0.76 $0.87 $0.68 $0.98 $0.88
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