PATHWARD FINANCIAL, INC.

CASH ·Financial, Banks - Diversified, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2017 FY2016 FY2015 FY2014 FY2013 FY2012 FY2011 FY2010
Revenue $265.4M $178.1M $117.4M $98.0M $91.5M $103.3M $91.8M $130.5M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $70.0M $42.9M $21.8M $21.0M $20.1M $30.4M $13.0M $25.8M
Operating Margin 26.4% 24.1% 18.6% 21.4% 21.9% 29.4% 14.2% 19.8%
Interest Expense $14.9M $4.1M $2.4M $2.4M $3.0M $3.6M $4.7M $6.0M
Pretax Income $55.2M $38.8M $19.4M $18.6M $17.1M $26.8M $8.3M $19.8M
Income Tax Expense $10.2M $5.6M $1.4M $2.9M $3.7M $9.7M $3.6M $7.4M
Net Income $44.9M $33.2M $18.1M $15.7M $13.4M $17.1M $4.6M $12.4M
Net Margin 16.9% 18.7% 15.4% 16.0% 14.7% 16.6% 5.1% 9.5%
EPS (Basic) $1.62 $0.44 $0.89 $0.86 $0.80 $1.65 $0.50 $1.41
EPS (Diluted) $1.61 $0.43 $0.89 $0.84 $0.79 $1.64 $0.50 $1.37
Shares Outstanding (Basic) 27.7M 76.5M 20.4M 18.3M 16.8M 10.4M 9.3M 8.8M
Shares Outstanding (Diluted) 27.9M 25.4M 20.4M 18.6M 16.9M 10.4M 9.3M 9.0M
Dividends Per Share $0.17 $0.06 $0.17 $0.17 $0.17 $0.17 $0.17 $0.17
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