BRIDGEWATER BANCSHARES, INC.
Income Statement
| Line Item | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | $143.4M | $109.6M | $111.7M | $136.0M | $114.8M | $93.8M | $78.0M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | — | $60.0M | $42.7M | $169.7M | $105.7M | $80.9M | $62.5M | $68.0M |
| Operating Margin | — | 41.9% | 39.0% | 152.0% | 77.7% | 70.5% | 66.7% | 87.2% |
| Interest Expense | — | — | — | $117.2M | $34.0M | $19.4M | $26.9M | $29.6M |
| Pretax Income | — | $60.0M | $42.7M | $52.5M | $71.7M | $61.6M | $35.7M | $38.3M |
| Income Tax Expense | — | $13.9M | $9.9M | $12.6M | $18.3M | $15.9M | $8.5M | $6.9M |
| Net Income | — | $46.1M | $32.8M | $40.0M | $53.4M | $45.7M | $27.2M | $31.4M |
| Net Margin | — | 32.2% | 30.0% | 35.8% | 39.3% | 39.8% | 29.0% | 40.3% |
| EPS (Basic) | — | $1.53 | $1.05 | $1.29 | $1.78 | $1.59 | $0.95 | $1.07 |
| EPS (Diluted) | — | $1.49 | $1.03 | $1.27 | $1.72 | $1.54 | $0.93 | $1.05 |
| Shares Outstanding (Basic) | 27.8M | 27.5M | 27.5M | 27.9M | 27.8M | 28.0M | 28.6M | 29.4M |
| Shares Outstanding (Diluted) | 27.8M | 28.2M | 27.9M | 28.3M | 28.7M | 29.0M | 29.2M | 30.0M |
| Dividends Per Share | — | — | — | — | — | — | — | — |