BLUE RIDGE BANKSHARES, INC.
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $91.7M | $92.2M | $121.4M | $152.7M | $179.5M | $111.3M | $49.7M | $32.6M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $13.8M | $-16.5M | $17.1M | $39.3M | $79.4M | $32.6M | $15.1M | $10.9M |
| Operating Margin | 15.0% | -17.9% | 14.1% | 25.7% | 44.3% | 29.3% | 30.4% | 33.4% |
| Interest Expense | — | — | $76.0M | $17.1M | $11.1M | $10.0M | $9.5M | $5.2M |
| Pretax Income | $13.8M | $-16.5M | $-58.8M | $22.2M | $68.4M | $22.7M | $5.6M | $5.7M |
| Income Tax Expense | $3.1M | $-1.1M | $-7.1M | $5.2M | $15.7M | $4.8M | $973.0K | $1.1M |
| Net Income | $10.7M | $-15.4M | $-51.8M | $17.3M | $52.5M | $17.7M | $4.6M | $4.6M |
| Net Margin | 11.7% | -16.7% | -42.6% | 11.4% | 29.2% | 15.9% | 9.2% | 14.0% |
| EPS (Basic) | $0.12 | $-0.31 | $-0.91 | $0.31 | $0.98 | $0.68 | $0.37 | $0.00 |
| EPS (Diluted) | $0.11 | $-0.31 | $-0.91 | $0.31 | $0.98 | $0.68 | $0.37 | $0.00 |
| Shares Outstanding (Basic) | 87.7M | 49.1M | 56.8M | 56.4M | 53.5M | 17.07B | 12.44B | 12.44B |
| Shares Outstanding (Diluted) | 97.3M | 49.1M | 56.8M | 56.5M | 53.6M | 17.07B | 12.44B | 12.44B |
| Dividends Per Share | — | — | — | — | — | $0.14 | $0.19 | $0.00 |