BAR HARBOR BANKSHARES
Income Statement
| Line Item | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | $168.9M | $150.7M | $152.7M | $29.4M | $28.4M | $24.7M | $22.2M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | — | $45.9M | $127.5M | $113.6M | $67.7M | $63.9M | $68.6M | $72.4M |
| Operating Margin | — | 27.2% | 84.6% | 74.4% | 230.5% | 224.9% | 277.6% | 326.3% |
| Interest Expense | — | — | $74.9M | $56.5M | $12.8M | $15.2M | $26.9M | $45.6M |
| Pretax Income | — | $45.9M | $52.6M | $57.1M | $54.8M | $48.6M | $41.7M | $26.8M |
| Income Tax Expense | — | $9.0M | $9.1M | $12.3M | $11.3M | $9.3M | $8.4M | $4.2M |
| Net Income | — | $36.9M | $43.5M | $44.9M | $43.6M | $39.3M | $33.2M | $22.6M |
| Net Margin | — | 21.9% | 28.9% | 29.4% | 148.3% | 138.4% | 134.6% | 101.9% |
| EPS (Basic) | — | $2.32 | $2.86 | $2.96 | $2.90 | $2.63 | $2.18 | $1.46 |
| EPS (Diluted) | — | $2.31 | $2.84 | $2.95 | $2.88 | $2.61 | $2.18 | $1.45 |
| Shares Outstanding (Basic) | 16.7M | 15.9M | 15.2M | 15.1M | 15.0M | 15.0M | 15.2M | 15.5M |
| Shares Outstanding (Diluted) | 16.7M | 16.0M | 15.3M | 15.2M | 15.1M | 15.0M | 15.3M | 15.6M |
| Dividends Per Share | — | $1.26 | $1.18 | $1.10 | $1.02 | $0.94 | $0.88 | $0.86 |