Bread Financial Holdings, Inc.
Profit Margins
| Fiscal Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| FY2008 | 33.7% | 22.7% | 10.2% |
| FY2009 | 31.1% | 20.8% | 7.3% |
| FY2010 | 44.6% | 22.5% | 6.9% |
| FY2011 | 42.9% | 25.6% | 9.9% |
| FY2012 | 42.1% | 26.8% | 11.6% |
| FY2013 | 41.0% | 25.4% | 11.5% |
| FY2014 | 39.3% | 20.7% | 9.7% |
| FY2015 | 40.8% | 19.6% | 9.4% |
| FY2016 | 40.1% | 17.7% | 7.3% |
| FY2017 | 54.9% | 27.7% | 14.4% |