BREAD FINANCIAL HOLDINGS, INC.
Income Statement
| Line Item | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $5.47B | $7.14B | $6.44B | $5.30B | $4.32B | $3.64B | $3.17B | $2.79B |
| Cost of Revenue | $2.47B | $4.28B | $3.81B | $3.22B | $2.55B | $2.11B | $1.81B | $1.55B |
| Gross Profit | $3.01B | $2.86B | $2.63B | $2.08B | $1.77B | $1.53B | $1.36B | $1.25B |
| Gross Margin | 54.9% | 40.1% | 40.8% | 39.3% | 41.0% | 42.1% | 42.9% | 44.6% |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | $159.3M | $143.2M | $138.5M | $141.5M | $109.1M | $108.1M | $95.3M | $85.8M |
| Operating Income | $1.52B | $1.27B | $1.26B | $1.10B | $1.10B | $974.4M | $812.7M | $629.2M |
| Operating Margin | 27.7% | 17.7% | 19.6% | 20.7% | 25.4% | 26.8% | 25.6% | 22.5% |
| Interest Expense | $455.4M | $428.5M | $330.2M | $260.5M | $305.5M | $291.5M | $298.6M | $318.3M |
| Pretax Income | $1.06B | $837.0M | $931.6M | $837.9M | $793.4M | $682.9M | $514.1M | $310.9M |
| Income Tax Expense | $293.3M | $319.4M | $326.2M | $321.8M | $297.2M | $260.6M | $198.8M | $115.3M |
| Net Income | $788.7M | $517.6M | $605.4M | $516.1M | $496.2M | $422.3M | $315.3M | $193.7M |
| Net Margin | 14.4% | 7.3% | 9.4% | 9.7% | 11.5% | 11.6% | 9.9% | 6.9% |
| EPS (Basic) | $14.17 | $7.37 | $8.91 | $8.72 | $10.09 | $8.44 | $6.22 | $3.69 |
| EPS (Diluted) | $14.10 | $7.34 | $8.85 | $7.87 | $7.42 | $6.58 | $5.45 | $3.48 |
| Shares Outstanding (Basic) | 55.7M | 58.6M | 61.9M | 56.4M | 49.2M | 50.0M | 50.7M | 52.5M |
| Shares Outstanding (Diluted) | 55.9M | 58.9M | 62.3M | 62.4M | 66.9M | 64.1M | 57.8M | 55.7M |
| Dividends Per Share | $0.52 | $0.52 | — | — | — | — | — | — |