BANCORP 34, INC.

BCTF ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2024 FY2023 FY2022 FY2019 FY2018 FY2017 FY2016 FY2015
Revenue $34.9M $15.9M $19.0M $15.1M $14.6M $25.6M $23.0M $15.7M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $22.1M $9.1M $6.7M $7.5M $5.7M $4.6M $2.8M $1.8M
Operating Margin 63.4% 57.2% 35.3% 49.2% 39.2% 18.0% 12.2% 11.3%
Interest Expense $21.5M $12.9M $5.3M $4.8M $3.2M $2.3M $1.7M $1.4M
Pretax Income $615.0K $-3.9M $1.4M $2.6M $2.5M $2.3M $1.1M $340.6K
Income Tax Expense $-1.1M $-453.0K $58.0K $666.0K $674.7K $2.0M $-4.2M $20.0K
Net Income $1.7M $-3.4M $1.3M $710.2K $1.1M $360.6K $5.3M $320.6K
Net Margin 4.8% -21.4% 7.0% 4.7% 7.4% 1.4% 23.0% 2.0%
EPS (Basic) $0.25 $-0.88 $0.56 $0.23 $0.33 $0.11 $1.57 $0.09
EPS (Diluted) $0.25 $-0.88 $0.56 $0.23 $0.33 $0.11 $1.57 $0.09
Shares Outstanding (Basic) 3.9M 3.1M 3.2M 3.3M 3.4M 3.4M
Shares Outstanding (Diluted) 3.9M 3.1M 3.2M 3.3M 3.4M 3.4M
Dividends Per Share $0.14 $0.28 $0.15 $1.25