BAYFIRST FINANCIAL CORP.
Income Statement
| Line Item | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|---|
| Revenue | — | $63.1M | $96.0M | $86.2M | $61.6M | $58.5M | $131.1M |
| Cost of Revenue | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — |
| Operating Expenses | |||||||
| Research & Development | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — |
| Operating Income | — | $-33.0M | $13.8M | $40.1M | $15.6M | $19.0M | $26.1M |
| Operating Margin | — | -52.4% | 14.4% | 46.6% | 25.4% | 32.5% | 19.9% |
| Interest Expense | — | — | — | $32.1M | $8.6M | $7.3M | $10.3M |
| Pretax Income | — | $-33.0M | $13.8M | $8.0M | $7.0M | $11.7M | $15.8M |
| Income Tax Expense | — | $-8.5M | $3.5M | $2.1M | $1.6M | $2.7M | $3.1M |
| Net Income | — | $-24.6M | $10.2M | $5.7M | $-349.0K | $24.6M | $12.7M |
| Net Margin | — | -39.0% | 10.6% | 6.6% | -0.6% | 42.1% | 9.7% |
| EPS (Basic) | — | $-6.32 | $2.09 | $1.16 | $-0.29 | $6.21 | $3.45 |
| EPS (Diluted) | — | $-6.32 | $2.09 | $1.12 | $-0.22 | $5.91 | $3.01 |
| Shares Outstanding (Basic) | 27.0M | 4.1M | 4.1M | 4.1M | 4.0M | 3.8M | 3.4M |
| Shares Outstanding (Diluted) | 27.0M | 4.1M | 4.1M | 4.6M | 4.2M | 4.1M | 4.0M |
| Dividends Per Share | — | $0.16 | $0.24 | $0.32 | $0.32 | $0.28 | $0.27 |