AXOS FINANCIAL, INC.
Income Statement
| Line Item | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $81.3M | $65.8M | $64.6M | $65.3M | $59.4M | $31.3M | $26.8M | $27.6M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $1.36B | $1.30B | $1.33B | $805.8M | $392.5M | $384.9M | $407.9M | $369.1M |
| Operating Margin | 1,669.7% | 1,977.7% | 2,057.0% | 1,234.7% | 660.4% | 1,228.3% | 1,520.9% | 1,336.0% |
| Interest Expense | $710.0M | $687.7M | $694.2M | $374.0M | $52.6M | $79.1M | $145.2M | $156.3M |
| Pretax Income | $646.7M | $613.4M | $635.5M | $431.7M | $340.0M | $305.7M | $262.6M | $212.8M |
| Income Tax Expense | $156.3M | $180.5M | $185.5M | $124.6M | $99.2M | $90.0M | $79.2M | $57.7M |
| Net Income | $490.4M | $432.9M | $450.0M | $307.2M | $240.7M | $215.7M | $183.4M | $155.1M |
| Net Margin | 603.5% | 658.0% | 696.2% | 470.7% | 405.0% | 688.4% | 684.0% | 561.5% |
| EPS (Basic) | $8.66 | $7.61 | $7.82 | $5.15 | $4.04 | $3.64 | $3.01 | $2.50 |
| EPS (Diluted) | $8.48 | $7.43 | $7.66 | $5.07 | $3.97 | $3.56 | $2.98 | $2.48 |
| Shares Outstanding (Basic) | 56.7M | 56.9M | 57.5M | 59.7M | 59.5M | 59.2M | 60.8M | 61.9M |
| Shares Outstanding (Diluted) | 56.7M | 56.9M | 57.5M | 59.7M | 59.5M | 59.2M | 60.8M | 61.9M |
| Dividends Per Share | — | — | — | — | — | — | — | — |