Atlanticus Holdings Corp
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.97B | $1.31B | $1.16B | $1.05B | $748.1M | $563.4M | $455.2M | $5.6M |
| Cost of Revenue | $160.8M | $118.4M | $100.6M | $95.4M | $75.4M | $63.0M | $49.5M | $37.1M |
| Gross Profit | $1.81B | $1.19B | $1.06B | $951.5M | $672.7M | $500.4M | $405.7M | $-31.6M |
| Gross Margin | 91.8% | 91.0% | 91.3% | 90.9% | 89.9% | 88.8% | 89.1% | -568.6% |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $461.6M | $298.8M | $237.9M | $231.1M | $273.7M | $165.9M | $82.5M | $40.4M |
| Operating Margin | 23.5% | 22.8% | 20.6% | 22.1% | 36.6% | 29.5% | 18.1% | 726.7% |
| Interest Expense | $301.9M | $160.2M | $109.3M | $81.9M | $54.1M | $51.5M | $50.7M | $36.9M |
| Pretax Income | $159.7M | $138.6M | $128.6M | $149.3M | $219.6M | $114.4M | $31.8M | $3.5M |
| Income Tax Expense | $39.1M | $28.5M | $26.6M | $14.7M | $41.8M | $20.5M | $5.6M | $-4.1M |
| Net Income | $122.2M | $111.3M | $102.8M | $135.6M | $177.9M | $94.1M | $26.4M | $7.9M |
| Net Margin | 6.2% | 8.5% | 8.9% | 13.0% | 23.8% | 16.7% | 5.8% | 141.4% |
| EPS (Basic) | $7.40 | $5.92 | $5.35 | $7.55 | $10.32 | $5.32 | $1.74 | $0.56 |
| EPS (Diluted) | $5.96 | $4.77 | $4.24 | $5.83 | $7.56 | $3.95 | $1.66 | $0.56 |
| Shares Outstanding (Basic) | 15.1M | 14.7M | 14.5M | 14.6M | 15.1M | 14.5M | 14.5M | 13.9M |
| Shares Outstanding (Diluted) | 19.2M | 18.8M | 18.9M | 19.4M | 20.9M | 20.1M | 15.3M | 14.0M |
| Dividends Per Share | — | — | — | — | — | — | — | — |