AmeriServ Financial, Inc.
Income Statement
| Line Item | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $50.2M | $48.8M | $50.6M | $48.4M | $48.6M | $47.1M | $45.9M | $46.3M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $17.5M | $10.9M | $14.9M | $11.0M | $14.0M | $15.0M | $19.1M | $13.9M |
| Operating Margin | 34.8% | 22.4% | 29.4% | 22.8% | 28.7% | 31.8% | 41.6% | 29.9% |
| Interest Expense | $8.8M | $7.7M | $6.5M | $6.4M | $6.5M | $7.7M | $9.7M | $12.5M |
| Pretax Income | $8.7M | $3.2M | $8.3M | $4.6M | $7.5M | $7.3M | $9.4M | $1.4M |
| Income Tax Expense | $5.4M | $897.0K | $2.3M | $1.6M | $2.3M | $2.2M | $2.9M | $80.0K |
| Net Income | $3.3M | $2.3M | $6.0M | $3.0M | $5.2M | $5.0M | $6.5M | $1.3M |
| Net Margin | 6.6% | 4.7% | 11.8% | 6.3% | 10.7% | 10.7% | 14.3% | 2.8% |
| EPS (Basic) | $0.18 | $0.12 | $0.31 | $0.15 | $0.26 | $0.21 | $0.24 | $0.01 |
| EPS (Diluted) | $0.18 | $0.12 | $0.31 | $0.15 | $0.26 | $0.21 | $0.24 | $0.01 |
| Shares Outstanding (Basic) | 18.5M | 18.9M | 18.9M | 18.8M | 18.9M | 19.7M | 21.2M | 21.2M |
| Shares Outstanding (Diluted) | 18.6M | 19.0M | 18.9M | 18.9M | 19.0M | 19.7M | 21.2M | 21.2M |
| Dividends Per Share | $0.06 | $0.05 | $0.04 | $0.04 | $0.03 | $0.00 | $0.00 | $0.00 |