Amerant Bancorp Inc.

AI-generated fair value estimate for this company.

Method: Residual income / justified price-to-book method: book value per share of $22.12 (total stockholders' equity of $913.92M / 41.3M shares); normalized return on equity of 9.5% (annualizing the strong Q2 2026 EPS print of $0.53/quarter rather than the noisier trailing-twelve-month figure); 10% cost of equity; 2.5% long-run growth; justified P/B = (ROE-g)/(COE-g) = 0.933x; value = 0.933 x $22.12.

Reasoning: Amerant Bancorp is a bank holding company whose intrinsic value is best captured by the spread between its sustainable return on equity and its cost of equity capital applied to book value, rather than a cash-flow DCF; normalizing ROE off the recent quarter (which followed a sharp earnings inflection) avoids overstating value from a single unusually strong or weak period.