American Coastal Insurance Corporation
Income Statement
| Line Item | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | $335.4M | $296.7M | $264.4M | $221.7M | $228.7M | $846.7M | $825.1M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | $40.5M | $44.8M | $37.6M | $43.7M | $31.4M | $72.1M | $66.0M |
| Operating Income | — | $140.3M | $99.6M | $93.9M | $-8.7M | $-10.5M | $-132.2M | $-32.7M |
| Operating Margin | — | 41.8% | 33.6% | 35.5% | -3.9% | -4.6% | -15.6% | -4.0% |
| Interest Expense | — | $10.8M | $12.0M | $10.9M | $9.5M | $9.3M | $9.6M | $9.8M |
| Pretax Income | — | $142.7M | $101.7M | $96.1M | $1.7M | $-10.4M | $-132.1M | $-32.6M |
| Income Tax Expense | — | $35.9M | $25.3M | $10.9M | $26.2M | $-6.7M | $-36.6M | $-3.1M |
| Net Income | — | $106.8M | $75.7M | $309.9M | $-469.9M | $-57.9M | $-96.5M | $-29.9M |
| Net Margin | — | 31.8% | 25.5% | 117.2% | -212.0% | -25.3% | -11.4% | -3.6% |
| EPS (Basic) | — | $2.20 | $1.59 | $7.11 | $-10.91 | $-1.35 | $-2.25 | $-0.70 |
| EPS (Diluted) | — | $2.15 | $1.54 | $6.98 | $-10.91 | $-1.35 | $-2.25 | $-0.70 |
| Shares Outstanding (Basic) | 48.7M | 48.5M | 47.8M | 43.6M | 43.1M | 42.9M | 42.9M | 42.8M |
| Shares Outstanding (Diluted) | 48.7M | 49.8M | 49.4M | 44.4M | 43.1M | 42.9M | 42.9M | 42.8M |
| Dividends Per Share | — | $0.75 | $0.50 | — | — | — | — | — |