AMERIS BANCORP

ABCB ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2017 FY2016 FY2015 FY2014 FY2013 FY2012 FY2011 FY2010
Revenue $364.6M $325.2M $261.1M $212.7M $162.7M $172.3M $166.3M $124.5M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $158.5M $124.9M $71.6M $70.9M $39.4M $36.8M $59.2M $22.6M
Operating Margin 43.5% 38.4% 27.4% 33.3% 24.2% 21.4% 35.6% 18.2%
Interest Expense $34.2M $19.7M $14.9M $14.7M $10.1M $15.1M $27.5M $29.8M
Pretax Income $124.3M $105.2M $56.7M $56.2M $29.3M $21.7M $31.6M $-7.2M
Income Tax Expense $50.7M $33.1M $15.9M $17.5M $9.3M $7.3M $10.6M $3.2M
Net Income $73.5M $72.1M $40.8M $38.7M $20.0M $14.4M $21.1M $-4.0M
Net Margin 20.2% 22.2% 15.6% 18.2% 12.3% 8.4% 12.7% -3.2%
EPS (Basic) $2.00 $2.10 $1.29 $1.48 $0.76 $0.00 $0.00 $0.00
EPS (Diluted) $1.98 $2.08 $1.27 $1.46 $0.75 $0.00 $0.00 $0.00
Shares Outstanding (Basic) 36.8M 34.3M 31.8M 26.0M 23.9M 24.3M 23.9M 22.4M
Shares Outstanding (Diluted) 37.1M 34.7M 32.1M 26.3M 24.3M 24.3M 24.0M 22.4M
Dividends Per Share $0.40 $0.30 $0.20 $0.15 $0.00
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